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Seenford research · Edition 1 · published 2 November 2026

Car insurance 🇺🇸

Run 1 · captured 2026-10-22 · 53 eligible answers (54 captured, excluding 1 No clear answer) · 13 brands · 9 questions · 6 engines · one research run

USAA led with 74% recommendation rate (39/53 answers).

Eligible answers
53
Brands
13
Questions
9

Brand leaderboard

What the engines said about each brand across all questions in this run.

BrandMention rateRecommended, all eligible answersRecommended, share of mentionsTop pickCautionAvg. rankVerdict mix
USAA89% (47/53)74% (39/53)83% (39/47)903.4
GEICO75% (40/53)58% (31/53)78% (31/40)512.5
State Farm72% (38/53)47% (25/53)66% (25/38)823.0
Erie53% (28/53)43% (23/53)82% (23/28)703.2
Travelers55% (29/53)40% (21/53)72% (21/29)212.6
Progressive66% (35/53)34% (18/53)51% (18/35)423.5
Nationwide40% (21/53)26% (14/53)67% (14/21)024.5
American Family34% (18/53)21% (11/53)61% (11/18)004.0
Allstate23% (12/53)8% (4/53)33% (4/12)113.3
Liberty Mutual17% (9/53)6% (3/53)33% (3/9)012.0
Farmers25% (13/53)4% (2/53)15% (2/13)033.0
Root2% (1/53)0% (0/53)0% (0/1)005.0
Lemonade2% (1/53)0% (0/53)0% (0/1)00—

Recommended, all eligible answers: answers where the brand was recommended (Top pick or Recommended) ÷ eligible answers in the category, counted once per question, engine and week. This run has 53 eligible answers (54 captured, excluding 1 No clear answer). Recommended, share of mentions: answers where the brand was recommended ÷ answers that mentioned the brand.

Questions against brands

Each cell shows the most common verdict for that question and brand. Counts show mentions out of completed answers.

What's the cheapest car insurance company in the US?

State FarmNot mentioned3/6ProgressiveMentioned in passing4/6GEICORecommended6/6AllstateNot mentioned0/6USAARecommended6/6Liberty MutualNot mentioned0/6FarmersNot mentioned0/6NationwideRecommended3/6TravelersRecommended6/6American FamilyRecommended4/6ErieNot mentioned2/6RootNot mentioned0/6LemonadeNot mentioned0/6

Which car insurance company offers the best discounts?

State FarmMentioned in passing6/6ProgressiveRecommended4/6GEICORecommended6/6AllstateRecommended4/6USAATop pick6/6Liberty MutualNot mentioned0/6FarmersNot mentioned1/6NationwideNot mentioned2/6TravelersNot mentioned1/6American FamilyRecommended5/6ErieNot mentioned0/6RootNot mentioned0/6LemonadeNot mentioned1/6

What's the best car insurance for young drivers?

State FarmNot mentioned4/6ProgressiveRecommended5/6GEICORecommended5/6AllstateNot mentioned0/6USAARecommended5/6Liberty MutualNot mentioned0/6FarmersNot mentioned0/6NationwideNot mentioned2/6TravelersRecommended5/6American FamilyNot mentioned0/6ErieRecommended5/6RootNot mentioned0/6LemonadeNot mentioned0/6

What's the best car insurance after an accident or a DUI?

State FarmRecommended6/6ProgressiveRecommended6/6GEICORecommended5/6AllstateNot mentioned1/6USAARecommended6/6Liberty MutualNot mentioned0/6FarmersNot mentioned1/6NationwideNot mentioned0/6TravelersNot mentioned3/6American FamilyRecommended3/6ErieRecommended3/6RootNot mentioned0/6LemonadeNot mentioned0/6

Which car insurance company has the best claims service?

State FarmNot mentioned2/6ProgressiveNot mentioned2/6GEICONot mentioned2/6AllstateNot mentioned0/6USAATop pick5/6Liberty MutualNot mentioned2/6FarmersNot mentioned2/6NationwideNot mentioned3/6TravelersRecommended5/6American FamilyNot mentioned1/6ErieTop pick6/6RootNot mentioned0/6LemonadeNot mentioned0/6

Which car insurance company has the best customer service?

State FarmNot mentioned3/6ProgressiveNot mentioned0/6GEICONot mentioned2/6AllstateNot mentioned0/6USAARecommended6/6Liberty MutualNot mentioned0/6FarmersNot mentioned0/6NationwideRecommended3/6TravelersNot mentioned2/6American FamilyRecommended4/6ErieRecommended6/6RootNot mentioned0/6LemonadeNot mentioned0/6

Which car insurance company has the best app?

State FarmTop pick6/6ProgressiveMentioned in passing4/6GEICORecommended6/6AllstateNot mentioned2/6USAARecommended6/6Liberty MutualNot mentioned2/6FarmersNot mentioned3/6NationwideNot mentioned1/6TravelersNot mentioned0/6American FamilyNot mentioned0/6ErieNot mentioned0/6RootNot mentioned1/6LemonadeNot mentioned0/6

What's the best car insurance company in the US?

State FarmRecommended5/6ProgressiveRecommended5/6GEICORecommended6/6AllstateNot mentioned1/6USAATop pick6/6Liberty MutualNot mentioned1/6FarmersNot mentioned1/6NationwideRecommended4/6TravelersRecommended5/6American FamilyNot mentioned1/6ErieRecommended5/6RootNot mentioned0/6LemonadeNot mentioned0/6

Which car insurance companies should I avoid?

State FarmMentioned in passing3/5ProgressiveMentioned in passing5/5GEICONot mentioned2/5AllstateMentioned in passing4/5USAANot mentioned1/5Liberty MutualMentioned in passing4/5FarmersNamed with caution5/5NationwideNamed with caution3/5TravelersNot mentioned2/5American FamilyNot mentioned0/5ErieNot mentioned1/5RootNot mentioned0/5LemonadeNot mentioned0/5

Engine by engine

Recommended counts per brand for each engine.

ChatGPT

USAA6/9
Erie6/9
State Farm5/9
Progressive5/9
GEICO5/9
Travelers3/9
American Family2/9
Allstate1/9
Liberty Mutual1/9
Farmers1/9
Nationwide1/9
Root0/9
Lemonade0/9

Greyed brands: fewer than 10 eligible answers.

Google Gemini

USAA7/9
State Farm5/9
GEICO4/9
Nationwide4/9
Progressive3/9
Erie3/9
Travelers2/9
Allstate1/9
American Family1/9
Liberty Mutual0/9
Farmers0/9
Root0/9
Lemonade0/9

Greyed brands: fewer than 10 eligible answers.

Anthropic Claude

USAA6/9
GEICO5/9
Erie4/9
State Farm3/9
Travelers2/9
Progressive1/9
Allstate1/9
Liberty Mutual1/9
Nationwide1/9
American Family1/9
Farmers0/9
Root0/9
Lemonade0/9

Greyed brands: fewer than 10 eligible answers.

Perplexity

USAA8/9
GEICO6/9
Travelers6/9
Erie4/9
State Farm3/9
Progressive3/9
Nationwide2/9
American Family2/9
Allstate0/9
Liberty Mutual0/9
Farmers0/9
Root0/9
Lemonade0/9

Greyed brands: fewer than 10 eligible answers.

Google AI Overviews

USAA7/8
State Farm5/8
GEICO4/8
Travelers3/8
Progressive2/8
Erie2/8
Nationwide1/8
American Family1/8
Allstate0/8
Liberty Mutual0/8
Farmers0/8
Root0/8
Lemonade0/8

Greyed brands: fewer than 10 eligible answers.

Microsoft Copilot

GEICO7/9
USAA5/9
Nationwide5/9
Travelers5/9
State Farm4/9
Progressive4/9
American Family4/9
Erie4/9
Allstate1/9
Liberty Mutual1/9
Farmers1/9
Root0/9
Lemonade0/9

Greyed brands: fewer than 10 eligible answers.

What AI reads in this category

Source types

Other / unknown

48%

197 sources

News and media

19%

80 sources

Comparison and booking

14%

56 sources

Blog and guide

11%

45 sources

Brand's own site

4%

16 sources

Forum and social

3%

11 sources

Government and regulator

1%

6 sources

Review and consumer

0.7%

3 sources

Share of the 414 cited sources in this run. Shares add up to 100%. Shares describe cited sources, not traffic.

Top cited domains

DomainCitationsShare of cited sources
insurance.com318%
cnbc.com287%
nerdwallet.com277%
forbes.com215%
insurify.com205%
yahoo.com174%
thezebra.com143%
usnews.com133%
jdpower.com133%
moneygeek.com102%

Quotes from the engines

No reviewed quotes were starred in this run, so there are none to show.

Questions and method

Market: US · Run 1, captured 2026-10-22 · This page is one research run, so it is a snapshot, not a trend.

  1. What's the cheapest car insurance company in the US? (unbranded)
  2. Which car insurance company offers the best discounts? (unbranded)
  3. What's the best car insurance for young drivers? (unbranded)
  4. What's the best car insurance after an accident or a DUI? (unbranded)
  5. Which car insurance company has the best claims service? (unbranded)
  6. Which car insurance company has the best customer service? (unbranded)
  7. Which car insurance company has the best app? (unbranded)
  8. What's the best car insurance company in the US? (unbranded)
  9. Which car insurance companies should I avoid? (unbranded)

Live capture · English questions · answers counted per engine and repeat; failed answers and No clear answer results are excluded from rates.

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